DEOSX Banking Solutions · Pay
The settlement layer underneath everything.
Not a product you select on its own, it's what moves value every time you use one of the other seven.

Interactive demo
See Pay in action.
Tap through Pay on screen, or use Next. The panel shows each API request and the webhook events your systems receive.
Pay
The settlement layer. Another product, or a direct POST /v1/pay/instructions, tells Pay what needs to move.
An instruction arrives from Xchange.
curl --request GET \ --url "$DEOSX_API_URL/v1/pay/instructions/PAY-48211" \ --header "Accept: application/json" \ --header "Authorization: Bearer $DEOSX_API_KEY"
Response 200
{ "instruction_id": "PAY-48211", "source": "XCHANGE", "status": "READY"}
What it unlocks
Why institutions use Pay.
One settlement layer
Every product settles through the same layer, no separate integration for each.
Traditional and programmable rails
Routes over whichever rail the instruction calls for.
Tracked to the confirmation
Every leg of every payment is tracked and recorded.
How it works
From instruction to record, in three steps.
Instruct
Another product, or a direct instruction, tells Pay what needs to move.
Route
Pay sends it over bank rails or programmable rails, whichever the instruction calls for.
Confirm
The movement is tracked and recorded to confirmation.
Where this fits
Pay runs underneath everything.
Pay runs underneath everything else on DEOSX Banking Solutions. To use it, start with any of the products above.
Industries
Who uses Pay.

Banks & Financial Institutions
Move, convert and settle institutional balances on programmable rails, without stitching together separate providers for FX, custody and settlement.
Explore
Payment & Remittance Operators
Settle cross-border transfers and payouts on the same rails as your treasury, with visibility at every step.
ExploreSecurity
Bank-grade by default.
Compliance is not a department we consult. It is the rail the platform runs on.
KYB before the first quote
Every counterparty is verified before it can request a price.
Dual approval on every trade
No single person moves institutional money. Booking and approval are separated by role.
Screening inside the settlement path
Sanctions and Travel Rule checks run inside the lifecycle, not after the fact.
An audit trail that holds up
Every quote, approval and settlement leg is timestamped with its actor and kept.
Related
More from DEOSX Banking Solutions.
Can I use Pay on its own?
Which rails does Pay use?
Talk to our desk.
Tell us what your institution needs to move, hold or issue. The desk replies within one business day.