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DEOSX Banking Solutions · Pay

The settlement layer underneath everything.

Not a product you select on its own, it's what moves value every time you use one of the other seven.

Phone screens showing a settlement instruction from Xchange, routed over programmable rails, then confirmed and recorded

Interactive demo

See Pay in action.

Tap through Pay on screen, or use Next. The panel shows each API request and the webhook events your systems receive.

Interactive demo · Example data
9:41
DEOSXPay · SettlementTR
InstructionPAY-48211
FromXchange
Amount180,000.00
StatusReady

Pay

The settlement layer. Another product, or a direct POST /v1/pay/instructions, tells Pay what needs to move.

An instruction arrives from Xchange.

GET/v1/pay/instructions/PAY-48211
curl --request GET \  --url "$DEOSX_API_URL/v1/pay/instructions/PAY-48211" \  --header "Accept: application/json" \  --header "Authorization: Bearer $DEOSX_API_KEY"

Response 200

{  "instruction_id": "PAY-48211",  "source": "XCHANGE",  "status": "READY"}

What it unlocks

Why institutions use Pay.

One settlement layer

Every product settles through the same layer, no separate integration for each.

Traditional and programmable rails

Routes over whichever rail the instruction calls for.

Tracked to the confirmation

Every leg of every payment is tracked and recorded.

How it works

From instruction to record, in three steps.

01

Instruct

Another product, or a direct instruction, tells Pay what needs to move.

02

Route

Pay sends it over bank rails or programmable rails, whichever the instruction calls for.

03

Confirm

The movement is tracked and recorded to confirmation.

Where this fits

Pay runs underneath everything.

Pay runs underneath everything else on DEOSX Banking Solutions. To use it, start with any of the products above.

Security

Bank-grade by default.

Compliance is not a department we consult. It is the rail the platform runs on.

KYB before the first quote

Every counterparty is verified before it can request a price.

Dual approval on every trade

No single person moves institutional money. Booking and approval are separated by role.

Screening inside the settlement path

Sanctions and Travel Rule checks run inside the lifecycle, not after the fact.

An audit trail that holds up

Every quote, approval and settlement leg is timestamped with its actor and kept.

FAQ

Answers about Pay.

Didn't find your answer? Talk to our desk.

Can I use Pay on its own?
Pay is not a product you select on its own. It moves value every time you use one of the other seven products, so you start with any of them.
Which rails does Pay use?
Bank rails or programmable rails, whichever the instruction calls for.

Talk to our desk.

Tell us what your institution needs to move, hold or issue. The desk replies within one business day.